Financing

How to Finance Grillz with Monthly Payments

Here at Custom Gold Grillz, we offer many different payment options, including payment plans through our checkout, from interest-free pay-in-4 plans to longer monthly terms. With financing, you receive your grillz on the normal timeline while making payments on your order. The process is simple: choose a payment-plan option during checkout and pick the plan that works for you.

FAQ

What credit do I need? Does financing affect my credit?

Approval depends on many factors, and your credit isn’t the only one. Checking your eligibility won’t affect your credit. If you take a payment plan, the loan and your payments may affect it: paying on time can help build positive credit history, while late or missed payments can hurt it.

How long can I finance for?

Term length depends on the purchase amount and what you qualify for, from pay-in-4 plans (four interest-free payments, every two weeks) up to monthly plans as long as 24 months. Rates vary by plan and are shown to you before you confirm. For example, on a $700 purchase, you may pay $63.18 a month for 12 months at 15% APR.

Do I have to wait until the grill is paid off before I get it?

When you’re checking out with our financing options, you don’t need to wait until you pay it off to get the piece. We start the process once the financing has been approved and the order goes through.

How much do I have to put down?

The down payment depends on what you are able to qualify for. If you qualify for the whole amount, then there is no down payment needed. If the payment provider can only finance a portion of the amount, then the remaining balance will be the down payment.

Can I pay more than what I need to each month?

Yes, you can pay as much as you would like each month. Extra payments lower the loan principal but not the monthly payment amount. Our payment-plan providers don’t charge early-payment penalties.

Why didn’t I get approved? Can I sign up using someone else’s information?

We don’t control the approval process, so we can’t say why an application was declined. Contact the payment provider you applied with directly. Always apply with your own information; it’s used to verify your identity and process payments.

Can I pay half now and the other half when my grillz arrive?

We don’t do partial payments on grillz or jewelry. We accept full payment up front, a payment plan at checkout, or layaway.

Is financing available for international customers?

Currently payment plans are available for US customers only. We have no financing options for international customers at this time.

How it works:

Add items to your cart
At checkout, choose a payment-plan option
Enter a few pieces of info for a real-time decision. Checking eligibility won’t affect your credit.
If approved, pick the payment schedule you like and confirm
You’ll get email reminders before each payment

Don’t get approved? Our layaway option can still secure your grillz.

Disclaimer: Payment options through Affirm are subject to eligibility, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Afterpay: If you would like to know more about Afterpay, visit the Afterpay website www.afterpay.com for a comprehensive list of FAQs, Terms of Service, Pay-in-4 Installment Agreement, Monthly Payment Loan Agreement, as well as Afterpay’s Privacy Policy

Affirm's Lending Partner Disclosure: Rates from 0% APR or 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Shop Pay Installments Disclosure: Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.